The5ers Review (2026): Programs, Rules & Scaling to $4M

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Prop Firm Review · 2026

The5ers Review: Programs, Rules & Scaling to $4M

An honest breakdown of The5ers: the three programs, the rules that breach traders, payouts, and the long-term scaling plan up to $4,000,000.

Updated 2026 · 13 min read · Reviewed by a full-time algo trader
No affiliate links: I earn nothing from the firms reviewed on this page.
Risk warning: trading carries a high risk of capital loss. Challenges are evaluations in a simulated environment; profits depend on your performance. This article is educational and is not financial advice.

You’ve read « scale up to $4M », « no time limit », « profit split up to 100% ». But does The5ers actually deliver? Most traders pick a prop firm on entry price and split alone, then get breached on a detail they never read (the daily pause, the 2% stop-loss rule, the news window). Here’s the whole picture, in plain English.

1. The5ers in 60 seconds

Founded2016 (Israel) : 10+ years, one of the oldest active prop firms
Trustpilot~4.8/5 (22,000+ reviews)
Funded traders262,000+ · $43M+ paid out
PlatformsMetaTrader 5 + cTrader
AssetsForex, metals, indices, oil, crypto, 3,000+ stocks
Max scalingUp to $4,000,000
Profit split50% → 100% (by program + scaling)
Entry priceFrom ~$39 (High Stakes 5K)

The5ers is one of the few prop firms to survive 10+ years in a sector where firms appear and vanish regularly (MyFundedFX closed abruptly in early 2026). The model is built on long-term growth: start small, prove consistency, scale your capital progressively toward $4M. It’s a marathon, not a sprint.

2. The 3 programs compared

CriterionBootcampHigh StakesHyper Growth
ProfileBeginnersClassic challengeAggressive
Phases3 steps2 steps1 step
Profit target6% / phase8% then 5%10%
Max loss4%10%6%
Daily pause5%3%
Time limitUnlimitedUnlimitedUnlimited
Leverage1:301:301:30
Initial split50%80%80%
Max scaling$4,000,000$500,000$4,000,000
From~$76~$39~$74

New to prop firms?

Bootcamp : cheaper, 3 phases to learn, $4M scaling.

Proven track record?

High Stakes : classic 2-phase, 80% split from the start, entry at ~$39.

Want to scale fast?

Hyper Growth : single phase, account doubles at every 10% milestone.

3. The rules that breach traders

Like any serious prop firm, The5ers has strict rules. Break them and the account is closed. The five most common traps:

  • The « Daily Pause » (not a classic daily loss): lose 3% (Hyper Growth) or 5% (High Stakes) in a day and all positions are auto-closed, with the account disabled until the next day (00:00 server time). You’re not eliminated, but you can’t trade that day. Floating equity counts.
  • Mandatory stop-loss (the 2% rule): never risk more than 2% of balance on a single trade. No stop, or too wide a stop, is a risk violation : a very common elimination.
  • News trading: no order execution 2 minutes before and after high-impact news. Existing positions can stay, but no new entry inside the window.
  • Inactivity: no trade for 30 consecutive days closes the account. The counter starts at sign-up.
  • Prohibited strategies: HFT, cross-account copy trading, cross-account hedging, arbitrage and « one-sided bets ». EAs are allowed unless they fall into those categories.

What’s allowed (rarer than you’d think)

No time limit to finish the challenge · overnight and weekend positions · Expert Advisors (except HFT/arbitrage) · scalping · hedging on the same account.

Tools for the challenge

Respect the 2% rule automatically

The5ers caps risk at 2% per trade with a mandatory stop. The Position Size Calculator PRO sets your exact lot from your risk %, stop and balance : no more sizing errors. And the MSOB Dashboard maps structure (order blocks, FVG) for precise, tight-stop entries.

Position Size PRO → MSOB Dashboard →

4. Payouts and profit split

FrequencyBi-weekly (every 14 days) or monthly
MethodsBank transfer, Deel (international)
Processing1–3 business days after request
Split50% (Bootcamp) / 80% (High Stakes & Hyper Growth) → up to 100%
Fee refundYes : refunded at funded status (select programs)

With $43M+ paid and 30,000+ payouts processed, The5ers is among the best-rated prop firms for payment reliability. The split starts at 50–80% and climbs to 100%, a « stay long, earn more » model that few firms match.

5. The scaling plan to $4M

This is The5ers’ standout feature. On Bootcamp & Hyper Growth, the account doubles at every 10% milestone:

MilestoneCapitalSplit
Start$20,00050%
Tier 1$40,00060%
Tier 2$80,00070%
Tier 3$160,00080%
Tier 4$320,00090%
Max$4,000,000100%

High Stakes scales in 10% increments (no doubling) with a $500,000 cap : less aggressive, more stable. Realistically, reaching $4M takes 12–24 months of consistent, profitable trading. It’s a long-term plan for disciplined traders, not marketing.

6. The5ers vs FTMO vs Blue Guardian

CriterionThe5ersFTMOBlue Guardian
Year201620152022
Trustpilot4.84.94.6
Max scaling$4M$400K$2M
Profit split50-100%80-90%~85%
Time limitUnlimitedUnlimitedUnlimited
Programs312
PlatformsMT5, cTraderMT4/5, cTrader, DXtradeMT4/5, cTrader, DXtrade

Furthest scaling → The5ers ($4M). Best immediate split → Blue Guardian / FTMO. Lowest entry → The5ers High Stakes ($39). Most choice → The5ers (3 programs).

Weighing them up? Read my Blue Guardian review too.

7. Who The5ers is for (and who it isn’t)

A good fit if you

Are patient and disciplined, want to scale well beyond $100K, value a 10-year-old reliable firm, use EAs on MT5, have a small starting budget (from $39), or swing trade without time pressure.

A bad fit if you

Want a high split immediately (50% on Bootcamp), scalp the news, need MT4, want daily payouts, or trade high leverage (capped at 1:30).

Verdict: a solid, reliable, long-term-oriented prop firm. Not the flashiest (low starting split, limited leverage), but if you think in months and years, the $4M scaling plan with a 100% split, 10-year track record and 4.8/5 Trustpilot make it one of the few firms you can build on without fearing a sudden shutdown.

The5ers FAQ

Is The5ers legit?

Yes. Founded in 2016, active for 10+ years, $43M+ in payouts, Trustpilot 4.8/5 with 22,000+ reviews, one of the oldest and best-rated firms on the market.

Can I use Expert Advisors?

Yes, as long as they don’t do HFT, arbitrage or price-feed exploitation. Normal automated strategies are accepted.

What’s the difference between « Daily Pause » and « Daily Loss »?

At The5ers it’s a Daily Pause: hit the limit and your positions close and you can’t trade until the next day, you’re not eliminated, unlike a classic daily loss breach.

How long to reach $4M?

12–24 months of consistent, profitable trading. In practice very few traders reach it : it’s a long-term goal.

Can I trade crypto?

Yes : forex, metals, indices, oil, crypto and 3,000+ stocks, one of the widest catalogs in the prop space.

Are the evaluation fees refunded?

Yes, in select programs (notably High Stakes) the fee is refunded once you reach funded status.

TT

Behind TradingTips: a full-time algo trader

I’ve traded manually since 2013 and built automated systems on MT5 since 2017. The indicators and EAs I develop, I test on my own accounts before publishing them. 13 tools available on the MQL5 Market.

Explore my MT5 tools →
Reminder: prop firm rules and prices change. Before buying, read the checkout summary and official FAQ, then adapt your plan. Past performance does not guarantee future results. Educational content only : not financial advice.